Draft for legal review. Not yet in effect.
Terms of Use
Effective date: {{EFFECTIVE_DATE}}
These terms are between you and {{COMPANY_LEGAL_NAME}} ("we", "us") and cover your use of the Layer 24 iPhone app. By using the app you agree to them.
The service
Layer 24 reads you a rolling news cycle about the company and industry you choose. Layer 24 is available only as an iPhone app through the App Store.
AI-written content, not investment advice
Segments are written by AI from cited sources. They can contain mistakes or leave things out. They are not investment advice, financial advice, or a recommendation to buy or sell anything. Check the cited sources and talk to a qualified adviser before you make any decision.
Accounts
You are responsible for your account and for keeping your sign-in details safe. You can delete your account at any time in the app.
Subscriptions and billing
- Subscriptions are billed by Apple through your Apple ID. We do not take payments.
- Plans renew automatically unless you cancel at least 24 hours before the period ends.
- Manage or cancel in iPhone Settings, under your name, then Subscriptions.
- Free trials, if offered, convert to a paid plan unless you cancel before the trial ends.
- Refunds are handled by Apple under Apple's policies.
- Each plan sets a limit on the number of stations you can have.
Acceptable use
Do not misuse the app. That includes trying to break or overload it, getting around plan limits, or copying or reselling its audio or text.
Third-party content
Segments draw on news from other publishers. We do not own that content, and we refer to it by citation.
No warranty and limits of liability
The app is provided "as is". To the extent the law allows, we are not liable for losses that come from your use of the app or from relying on its content. {{LEGAL_REVIEW_NOTE}}
Changes
We may update these terms. We will post the new version here and update the effective date.